Refinance
With our mortgage planning process, we are here to align your short and long term financial goals with your mortgage. Reduce your monthly payment, cash out to reduce debt or invest in real estate, or shorten your term.
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
DO YOU KNOW YOUR HOME VALUE?
Why The Metrolina Mortgage Team?
The Metrolina Mortgage Team starts with taking the time to serve by listing to all of our clients' needs. We are focused on finding solutions where other lenders cannot (or won't). We make a commitment to each borrower, we will give every loan our all, have constant communication, and put our clients needs first. When a referral partner gives our name, it is because they are confident, knowing that their client is in the best of hands, and we will always deliver a smooth, successful experience.
We care deeply about our people and their communities
GET IN TOUCH
8832 Blakeney Professional Drive
Suite 102
Charlotte, NC 28277
EMAIL: trevor.higgins@fairwaymc.com
Team Office Line: 704-237-8200
Direct: 704-237-8200
Copyright©2023 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower must be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some other programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets. We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and you are therefore responsible for paying property taxes, insurance, and maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure. Interest on reverse mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage loan. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License. Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org) MA Mortgage Broker and Lender License #MC2289.Licensed In: NC, SC, PA, TN, TX, VA, FL, MD, CA, WA, OR, MA, CT, OH
SVP Area Manager, Ken Land NMLS# 108157 | 704-541-1171
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Complaints may be directed to (877) 699-0353 or Email us: customerservice@fairwaymc.com
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