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First time home buyer in Charlotte

First Time Home Buyer Loan

We love working with first-time home buyers and we strive to find the best options to fit your goals. We have a variety of loan programs available to first-time home buyers. Low down-payment, down payment assistance, reduced PMI, and more.

Fast pre-approvals in Charlotte

Find out what you qualify for.

Explore Your First Time Home Buyer Loans with Trevor Higgins

Let Trevor Higgins assist you with first time home buyer loans tailored to your needs. Our expert team specializes in helping first-time buyers secure affordable and personalized home loan options. With low down-payment options and dedicated guidance, we make the process simple and achievable. Start your journey today and discover the best first time home buyer loans for your dream home.

Down Payment Assistance in Charlotte

Read the latest on First-Time Homebuyer Loans

Best Mortgage Lender in Charlotte

Direct: 330-977-0017

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Last Updated: Dec 2025

Charlotte Mortgage Support -Copyright©2023 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower must be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some other programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets. We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and you are therefore responsible for paying property taxes, insurance, and maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure. Interest on reverse mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage loan. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License. Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org) MA Mortgage Broker and Lender License #MC2289.Licensed In: NC, SC, PA, TN, TX, VA, FL, MD, CA, WA, OR, MA, CT, OH
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