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Holiday Fire Safety

Writer's picture: Trevor HigginsTrevor Higgins

During the holiday season, homes are often beautifully decorated with candles, fresh garlands, and trees adorned in lights. While the wonder of the season is enchanting, it is important to be aware of potential fire hazards. Follow the tips below to reduce the risk of danger while making your home look festive.

  1. If you choose to decorate a live tree, try to find one that is fresh. Fresh trees are safer for your home because they are less prone to catch fire. Some indicators of a fresh tree include:

  • Vibrant green color with needles that are not easily plucked.

  • A trunk that is sticky with resin.

Watch out for trees that have a greenish cast to their trunks and branches, as some growers spray trees with green paint to make them more appealing to buyers.

  1. When decorating your Christmas tree (live or artificial), keep the following tips in mind to lessen the chance of a fire hazard:

  • Use only lights that have been tested for safety (a label from an independent testing laboratory should appear on the box).

  • Check each set of lights for broken sockets, frayed wires, or loose connections.

  • Use a maximum of three standard-sized strings of lights per single extension cord.

  • Keep cords and lights away from the tree’s water supply.

  • Put your tree’s lights on a timer so they are not left on for extended periods of time. Even LED lights can overheat and, with a combination of a dry tree, could cause a fire.

  1. To dispose of your tree, take it to a tree recycling center or have it hauled away by a community pick-up service. Never burn trees, branches, or needles in a fireplace or wood stove. Fir trees and pine trees have a copious amount of sap, which can explode.

For more on holiday fire safety, click here. If buying a new home is on your list of resolutions for the New Year, I would welcome the opportunity to speak with you about your home buying needs. Call me today!

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Copyright©2023 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower must be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some other programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets. We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and you are therefore responsible for paying property taxes, insurance, and maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure. Interest on reverse mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage loan. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License. Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org) MA Mortgage Broker and Lender License #MC2289.Licensed In: NC, SC, PA, TN, TX, VA, FL, MD, CA, WA, OR, MA, CT, OH
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